Types of Residential Mortgages offered…

Home Loans for Purchasing your new home or Refinancing your current one.

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•    Conventional Loans
•    FHA, VA, and USDA Loans
•    Jumbo Loans

•    First-time Home Buyer Programs

Mortgage for Family Home

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FHA Streamline Refinance transactions are about to look A LOT better for ...
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I offer many types of residential mortgage loan products including Conventional, FHA, ...

What my clients are saying...

“Derek treated us with respect and had a positive attitude from question #1 to question #100,000.  He was helpful, kind and most of all he was professional every step of the way.  His honesty and true dedication to my family’s needs were evident at every turn.  Not to mention, we personally learned so much from him we may be ready to be loan officers!  Thank you for the wonderful experience for one of the most important decisions a family can make.”  – Katy & Jamie B.  4/22/2011

“I have known Derek since about 2000 when he was working for another lending institution. I have recommended Derek to several of my clients and he has done a great job for all of them. Derek is knowledgeable, his rates are very competitive, and he is very sensitive to the needs of people who are searching for a mortgage loan. Derek has helped many of my clients and I would have no problem using him personally for a mortgage loan.”  – Jim D., Real Estate Agent, 3/7/2010

“Derek is a first class mortgage originator. He is very knowledgable and always looking for options with my clients. My clients have used Derek many times and have always been satisfied.” -Mike M., Real Estate Agent, 1/30/2010

“Derek served as my loan officer when I applied for mortgages on my first two homes as well as a home equity line of credit. His service is impeccable. Derek has always been very honest, efficient, and trustworthy every time I have worked with him. I would work with him again and again and would highly recommend him to anyone needing mortgage services.” – Laura R.B. , 4/9/2009

“My wife and I are extremely appreciative for Derek’s efforts in helping us finance our new home.  Dealing with a builder with an in-house financing arm, we didn’t feel there was a better option on the market.  We had refinanced our old home with Derek in the past and he kept asking for a shot at our new home, and in the end he was able to offer us a rate for much less than what the builder was offering.  When I informed the builder’s finance rep that we were taking our business elsewhere, they somehow “found” a way to nearly match Derek’s quote, but we were done playing games.  Derek gave us his best, most competitive quote upfront and he earned our business.  I highly recommend Derek to anyone looking to finance or refinance their new or existing home.” - Chad F. , 3/26/14